To start with review and understand your life insurance requirements. Figure out if you really need life insurance at this point in time or not. If you don’t have any dependents, then don’t go in for life insurance policy.Read More
It can be very difficult to decide if you need life insurance. Life insurance can be an extremely onerous financial commitment and investment, and it will also last for a considerable period of time, so you should take careful consideration in deciding if it is the best way of achieving the financial and other goals you and your loved ones may haveRead More
Term life insurance rates vary a lot, and you can do something about your premiumsRead More
A leading UK insurance company is campaigning in order to persuade employers to allow employees a small amount of time each month to sort out their money issues.Read More
The idea behind insurance is to make sure that you are prepared for the direct and indirect expenses that an accident can cause you to incur. There are several types of insurance, and these days, it is possible to insure just about anything and buffer yourself from costs, income loss and even liability. However, one area that many people don’t take into consideration is properly insuring their children.
Many people with children just cannot entertain the thought that their…Read More
What is insurance?
Insurance is a means of providing protection against financial loss in a great variety of situations. It is a contract in which one party agrees to pay for another party’s financial loss resulting from a specified event.
Insurance works on the principal of sharing losses. If you wish to be insured, against any type of loss, agree to make regular payments, called premiums, to an insurance company. In return, the company gives you a contract, the insur…Read More
First of all, we’ve all heard of life insurance. Many of us even have it. But what is term life insurance? The meaning of term life insurance is in its name—it covers its policyholders for a certain amount of time—a certain term. It costs much less (except for the very elderly) than whole life insurance and can be covered in two types of premiums—level-term and annual renewable. The premiums of level-term stay the same throughout the duration of the policy and can usually be …Read More
Universal life insurance is just one of several types of life insurance policy available through life companies today. Unlike term life insurance or mortgage (reducing) life insurance, universal life insurance gives your insurance policy a cash-in value, allowing you to withdraw funds accumulated on your universal policy as and when needed.
This flexible approach to life insurance is very popular in the US and offers a real alternative to standard term & mortgage life poli…Read More
Life insurance agents have a very challenging occupation. To be a life insurance agent, you must be able to combine the gentle and responsive nature of a friend with the cold and almost ruthless salesmanship of a hardened professional. The best life insurance agents are able to make this tough job look effortless, but making a good living in this field is more like a walk on a tightrope than like a walk in the park.
Selling people life insurance seems innately difficult, …Read More
Do you love someone enough to spend your hard earned dollars on a life insurance premium — month after month?
Because the real benefit of a life insurance policy isn’t for you. It’s for those you love…Read More